Privacy Policy

FACTS: What Does Principle Home Mortgage, LLC Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also required us to tell you how we collect, share, and protect your personal information.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security Number and Income
• credit history and assets
• mortgage rates and payments and employment information

How?

All financial companies need to share customers' personal information to run their everyday business. In the

section below, we list the reasons financial companies can share their customers' personal information; the reasons Principle Home Mortgage, LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information And can you limit this sharing?

Q:  For our everyday business purposes (such as to process your transactions, maintain your account(s), responds to court orders and legal investigations, or report to credit bureaus to offer our products and services to you information about your transactions and experiences information about your creditworthiness)?

A:  Does Principle Home Mortgage, LLC share? Yes

     Can you limit sharing? No

Q: For our marketing purposes (to offer our products and services to you)?

A:  Does Principle Home Mortgage, LLC share?  No, We Don't Share

Q:  For joint marketing with other financial companies?

A:  Does Principle Home Mortgage, LLC share?  No, We Don't Share

Q:  For our affiliates' everyday business purposes (information about your transactions and experiences)?

A:  Does Principle Home Mortgage, LLC share?  No, We Don't Share

Q:  For our affiliates' everyday business purposes (information about your creditworthiness)?

A:  Does Principle Home Mortgage, LLC share?  No, We Don't Share

Q:  For our affiliates to market to you?

A: Does Principle Home Mortgage, LLC share?  No, We Don't Share

Q:  For nonaffiliates to market to you?

A:  Does Principle Home Mortgage, LLC share?  No, We Don't Share

Questions?  To limit our sharing call 814308-0959 or visit www.statecollegemortgages.com

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice

When you are no longer our customer, we continue to share your information as described in this notice.  However, you can contact us at any time to limit our sharing.

Who we are

Who is providing this notice?

Principle Home Mortgage, LLC is a mortgage broker registered in the state of Pennsylvania and licensed by the Pennsylvania Department of banking. NMLS# 1102341.

What we do

How does Principle Home Mortgage, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Principle Home Mortgage, LLC collect my personal information?

We collect your personal information, for example, when you

• apply for a loan or provide employment information
• show your government-issued ID or provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you

State Laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies (Principle Home Mortgage, LLC has no affiliates).

Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies (Principle Home Mortgage, LLC does not share with nonaffiliates so they can market to you).

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you (Principle Home Mortgage, LLC doesn't jointly market).